Insurance and employee benefits
Start by checking behavioral-health benefits, deductibles, copays, telehealth coverage, and whether your plan offers an employee assistance program or other short-term counseling benefit.
Sliding-scale and reduced-fee options
Some private practices adjust fees based on income or financial circumstances. Community mental health centers, nonprofit clinics, university training clinics, and supervised graduate programs may also offer lower-cost services.
Ask about the full cost
When comparing providers, ask about session fees, billing frequency, cancellation charges, insurance claims, out-of-network reimbursement, and whether reduced-fee slots are currently available.
Use the counselor directory to compare providers by specialty, approach, location, insurance, availability, and visit type.
Find a counselorAbout this guide: This page is educational and is not a diagnosis, treatment plan, or substitute for care from a qualified professional. If safety is an immediate concern, use the crisis resources on this site.